Resources
 
At Secure Solutions, we realize that providing our clients with accurate and detailed reports is crucial. We also feel that keeping ourselves well-versed with all federal and state legislation that is applicable to our business is an ongoing priority.

The Fair Credit Reporting Act (FCRA) was last amended on December 4, 2003. The amendments are intended to assure that consumer reporting agencies and users of consumer reporting agencies adopt reasonable procedures for the accurate and confidential handling of information relating to consumer credit, personnel, insurance, and other information in a manner which is fair to the consumer.

The following information is provided as a courtesy to our customers and is not intended as legal advice. This information addresses the changes in the FCRA amendment and how they pertain to reports ordered for employment purposes.

Please click on the links to the right to view the information that pertains to each title. Below you will also find links to a full text of the FCRA as well as a link to a Summary of Consumer Rights.

 
Complete text of the Fair Credit Reporting Act (FCRA)
 
Summary of Consumer Rights under the FCRA
 
   
Types of Reports
Conditions for Usage
Certification from User
Disclosure
Adverse Action
Employer Requirements
Requirements Relating to Information
Civil Liability