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| Reports may not contain adverse information
more than seven years old, except that: |
| |
 • |
Orders of relief (bankruptcies)
may be reported for ten years; |
• |
Arrests, records of arrest, and records
that did not result in a conviction may be reported for
seven years after disposition, release or parole; and, |
• |
There are no limitations on reporting
adverse information older than seven years (10 years for
bankruptcy) if the individual's annual salary is $75,000
or more. This is an increase from the existing salary
requirement of $20,000 or more. |
• |
Note that certain state laws may
supercede the FCRA guidelines. |
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